Choose from one of three main characters and drive any of a wide range of cars in five specialised classes around the game environment, carrying out action-movie-inspired heist sequences. Like the previous games in the series, it focuses on high-speed driving action in the underground world of street racing. Need for Speed Payback is a racing game with an open-world setting, the twenty-third game in the popular Need for Speed franchise. Jeremy Milliner Updated 2 years ago EA returns to a classic series with Need for Speed Payback